Restoring your Hope in a brighter credit future
At Hope Restored Credit Repair, our mission is to restore the hope back to those unable to move onto the next step of their life due to bad credit.
We offer industry-leading services that you can count on for actual results. Our team of experts utilizes the Fair Credit Reporting Act (FCRA), The Fair Debt Collection Practices Act (FDCPA), Fair and Accurate Credit Transactions Act (FACTA), and the Health Insurance Portability and Accountability Act of 1996 (HIPAA) to find violations and remove inaccurate items from credit reports. Specifically, we capitalize on the differences between each of the credit bureaus (Experian, Equifax, and TransUnion) as well as the nuances between common creditors and collection agencies.
Your credit score directly influences everything from buying a home, refinancing a house, qualifying for an auto purchase, or simply securing a good rate on a loan or line of credit. Unfortunately, life happens. It is almost inevitable for you to encounter problems in your financial obligations – late payments, collections, charge-offs, public records, bankruptcy, and a lack of positive credit on your credit reports. These difficult situations in the past may have dropped your credit score.